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Terms and Conditions

  

Effective Date: 13/08/2025
Last Updated: 13/08/2025

These Terms and Conditions (“Terms”) govern the use of SoulJourneyWisdom.life and all services, products, and content provided by Soul Journey Wisdom Life, a subsidiary of Ithonga Consulting LLC (“we,” “us,” “our”). By accessing or using our website, booking services, or purchasing products, you agree to be bound by these Terms. If you do not agree, please do not use our services.


1. About Us

Formal Clause:
Soul Journey Wisdom Life is a spiritual, metaphysical, and educational services provider, registered as a corporation in Panama under Ithonga Consulting LLC. We operate worldwide online. Official contact: mark@souljourneywisdom.com, phone: +44 7484409196, available via WhatsApp and Telegram.

Plain-English:
We’re a spiritual, metaphysical, and educational service provider, based in Panama but working with clients all over the globe. You can reach us by email, phone, WhatsApp, or Telegram.


2. Services We Provide

Formal Clause:
We offer services of a spiritual, metaphysical, and educational nature. These include counselling, healing, shamanic practices, retreats, workshops, digital downloads (such as PDFs, meditation audios, and videos), and online bookings for individual and group consultations. Future offerings may include physical products like books, journals, and apparel. Services are for adults only unless a parent or legal guardian provides recorded permission.

Plain-English:
We do spiritual, energy, and soul work — sometimes one-on-one, sometimes in groups, and occasionally with downloadable materials. Adults only, unless a parent or legal guardian has given recorded permission.


3. Payments

Formal Clause:
We accept payment via Stripe, PayPal, bank transfer, cryptocurrency, and other digital payment platforms. All prices are in USD unless otherwise stated. Taxes (VAT/GST) will be charged where legally required. Full payment is due in advance unless otherwise agreed in writing. Subscriptions renew automatically unless cancelled in accordance with Section 4.

Plain-English:
You can pay with card, PayPal, bank transfer, crypto, or other digital options. Prices are in USD. Taxes may apply depending on your country. Subscriptions keep going unless you stop them.


4. Cancellations, Rescheduling & Refunds

Bookings:
- Rescheduling requires at least 24 hours’ notice.
- Cancellation requires at least 48 hours’ notice.
- Refunds for cancellations:
 - 20% refund if cancelled more than 36 hours before.
 - 40% refund if cancelled more than 24 hours before.
 - 80% refund if cancelled within 12 hours.
- No refund for missed appointments without notice.
We may consider exceptions for extenuating circumstances, at our sole discretion.
 

Digital Products: No refunds once delivered.
 

Physical Products: Returns accepted only if unused, in original packaging, and in as-new condition. Customer pays return shipping.

Plain-English:
Please give us fair notice if you cancel or reschedule. Digital products can’t be un-downloaded, so no refunds there. Physical products must be returned exactly as you got them.


5. Community Conduct

Formal Clause:
This is a safe and respectful space intended to support and encourage personal insights and growth for everyone. No abusive, offensive, or harassing behaviour is tolerated. Clients must be respectful, understanding, and seek clarification politely. We may terminate services immediately for breaches without refund.

Plain-English:
Be kind and respectful. This is a space for personal growth and support. Rudeness and abuse won’t be tolerated.


6. Intellectual Property

Formal Clause:
All content, materials, and services are protected by copyright and remain the property of Soul Journey Wisdom Life. You may not reproduce, distribute, or share without permission. Small excerpts may be shared with prior consent, proper attribution, and without changing context. We may share our own intellectual property through publications, marketing, or collaborations at our discretion.

Plain-English:
Our content is ours. Ask before sharing, give credit, and don’t twist the meaning. We may share our work in ways we choose.


7. Disclaimers

Formal Clause:
Our services are for educational and spiritual purposes only. They are not a substitute for medical, psychological, or legal advice. Seek professional help where appropriate.

Plain-English:
We guide the spirit, not diagnose illnesses or solve legal issues.


8. Limitation of Liability

Formal Clause:
Our liability is limited to the total amount paid by you for the relevant service or product. We are not liable for indirect or consequential losses.

Plain-English:
If something goes wrong, the most we’ll ever owe you is what you paid us.


9. Privacy & Cookies

Formal Clause:
We collect and use personal data in line with our Privacy Policy. By using our services, you consent to this. We use cookies for functionality and analytics; you may refuse them, but some features may be affected.

Plain-English:
We keep your information safe. Cookies help the site work better — you can block them, but things might not work as well.


10. Changes to These Terms

Formal Clause:
We may update these Terms at any time, posting the revised version on our website. Continued use means acceptance of the changes.

Plain-English:
If we change the rules, we’ll post the new ones. Keep using the site and you’re agreeing to them.


11. Dispute Resolution

Formal Clause:
Disputes will first be resolved through mediation or arbitration. If unresolved, they will be handled under the laws and courts of Panama, unless required otherwise by law.

Plain-English:
 

If there’s a disagreement, we’ll try to talk it out first. If that fails, Panamanian law applies.


Return and Refund Policy

  

Effective Date: 13/08/2025
Last Updated: 13/08/2025

This Return and Refund Policy applies to all purchases made from SoulJourneyWisdom.life, operated by Soul Journey Wisdom Life, a subsidiary of Ithonga Consulting LLC (“we,” “us,” “our”). By purchasing from us, you agree to this policy.


1. Bookings (Consultations, Events, Workshops)

Formal Clause:
- Rescheduling requires at least 24 hours’ notice.
- Cancellation requires at least 48 hours’ notice.
- Refunds for cancellations:
 - 20% refund if cancelled more than 36 hours before the appointment.
 - 40% refund if cancelled more than 24 hours before the appointment.
 - 80% refund if cancelled within 12 hours of the appointment.
- No refunds for missed appointments without notice.
We may consider exceptions for extenuating circumstances at our sole discretion. Our decision is final.

Plain-English:
If you can’t make it, let us know in good time. The more notice you give, the more of your money you’ll get back. If you simply don’t turn up, we can’t refund you. We may make rare exceptions for emergencies.


2. Digital Products

Formal Clause:
All sales of digital products (including PDFs, audio meditations, video content, and similar) are final. Once delivered, they cannot be returned or refunded.

Plain-English:
Digital files can’t be ‘un-downloaded’—so we don’t offer refunds for these.


3. Physical Products

Formal Clause:
We accept returns of physical products only if they are unused, in their original packaging, and received in as-new condition. You must request a return within 14 days of delivery. Customers are responsible for return shipping costs. Refunds will be processed via the original payment method once the product is inspected and approved.

Plain-English:
If it’s still brand new and in the original box, we can take it back within two weeks. You pay for sending it back. Once we check it, we’ll refund you.


4. Payment Methods for Refunds

Formal Clause:
Refunds will be made to the original payment method used (Stripe, PayPal, bank transfer, cryptocurrency, or other digital payment platform). Processing times may vary depending on your bank or payment provider.

Plain-English:
We’ll send refunds back the same way you paid us. How quickly it arrives depends on your bank or payment provider.


5. Appeals & Discretion

Formal Clause:
All refund decisions are made at our sole discretion. Appeals for exceptions must be submitted in writing with supporting evidence. We reserve the right to refuse a refund if the terms of this policy are not met.

Plain-English:
If you think your case is exceptional, send us an email with proof. We’ll consider it, but our decision is final.


6. Contact Us

Formal Clause:
If you have questions about this Return and Refund Policy, please contact us at mark@souljourneywisdom.com or by phone/WhatsApp/Telegram at +44 7484409196.

Plain-English:
Got questions? Just drop us a message by email, phone, WhatsApp, or Telegram.

Contact Us

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Better yet, see us in person!

We love our customers, so feel free to visit during normal business hours.

Soul Journey Wisdom

Calle Wright 7265-B Panama Provincia de Panamá 07098

+447484409196

Hours

Open today

09:00 – 17:00

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